Renewal season compresses big decisions into a few busy weeks. Our work is designed to fit that reality: independent numbers, ready before the quote lands, framed so both HR and finance can act on them together with their broker.
How we think about the work
Every employer deserves to see the prices behind their plan.
The renewal calendar is the deadline that matters — we work backward from it.
If the data doesn't support a clear answer, we say so.
About
Renewal Rate Check is a small, independent benchmarking practice. We spend our days inside the pricing files that hospitals and insurers are now required to publish, turning them into something an HR or finance leader can actually use. We are not a broker, a carrier, or a third-party administrator, and we don't sell insurance — which is exactly why employers ask us for a second opinion.
How we work
A short scoping conversation to understand your plan year and renewal timing.
A market-level pricing review built from published rate filings in your employees' regions.
A plain-language readout you can put in front of your CFO, your leadership team, or your broker.
Get in touch. The fastest way to reach us is to reply to a note from anyone on our team.